I have mounting debts.
Worried about money?
Because the piggy bank is empty and you can no longer pay other bills either and more and more debt is accumulating.
Talking helps.
But that is precisely what is so difficult. In the Netherlands we don't talk easily about money worries. Even though everyone has money worries at some point in their lives. The danger? That you think - and say: it will be all right. Many people wait too long before seeking help. Avoid getting (further) into trouble. Because the sooner you talk about it, the sooner you can be helped. By a friend or neighbor. By Hulp op Maat or another organization in our municipality.
Asking for help costs nothing!
Are you a resident of Geldrop-Mierlo and have money worries or difficulty making ends meet?
Together we'll figure it out!
Get to work on your debts.
You are not alone.
In the Netherlands, one in five households has problematic debts or is at risk of getting them. Problematic debts are debts you can no longer get out of by yourself. There are many things you can do to prevent this.
Come talk to us about this. We offer you customized help in 3 simple steps.
Check out some solutions in advance below:
Prevention is better than cure
Stop spending that is not really necessary. Do you find that difficult? The Nibud website has lots of tips for saving money. It is also useful to keep a household book, so you know exactly how much money comes in and how much goes out.
Do you get a bill or reminder you haven't paid yet? In doing so, be careful about borrowing money from expensive lenders. Especially not if you can borrow money without having your registration with the BKR (Bureau of Credit Registration) looked at.
Useful links for more information:
Paying off debts
Are your debts piling up more and more? Make sure you sound the alarm in time before you incur additional charges. Call and ask if you can pay in installments. Can't do that? Then ask for a postponement of payment. You can then pay later.
Learn more
You can also contact the municipality. This can be done in three easy steps. Of course, calling is also possible. Together we will see how we can help you with such things as:
- A threatening situation, such as an eviction or disconnection of gas, water and electricity (you will have an appointment for this within three days, so we can help you quickly);
- Making payment arrangements;
- Creating a budget plan;
- Arranging for a savings coach to check your home for energy-saving opportunities;
- A temporary monthly financial support (see also terms and conditions).
If you don't call us in on time, you will face the fees charged by a collection agency. You pay these on top of the debt you already have. A final step is the bailiff. They can - by order of the creditor - do more than a collection agency, such as clear your house. There is always a court case before an "estate attachment" may be carried out. Almost always, your income is seized first. That also goes through the courts.
Useful links for more information:
Find out if you can receive the individual income supplement
If you have not had a job for some time (at least 36 months) and therefore have a low income, apply for this allowance. This allows you to avoid debt. You can do this once a year. Whether you receive the supplement depends on:
- The amount of your income
- Your age
- The likelihood of getting a job or higher income
Customized assistance in 3 simple steps
Customized assistance in 3 simple steps
1
Enter your name
and email address
2
Indicate where you need help at
3
We listen and offer
the best solutions together with you
contact
How does it continue?
Once sent, we will review your request for help and work with you to find the best solution without obligation.
We will contact you by email as soon as possible.
We use your data only for Customized Assistance and do not store it in the municipal database.
Prefer personal contact?
Chris Hali
Anne van Eerd
Visit the open walk-in clinic
Geldrop (Town Hall)
Tuesdays from 13:00 to 16:00
Mierlo (Hof van Bethanie)
Wednesdays from 09:00 to 12:00
Geldrop (Weeffabriek)
Thursdays from 14:00 to 16:00
Do you prefer to find your own way?
Then go to Our Signpost. Here you will find all information about help with money matters. You can also visit the Onze Wegwijzer counter at the Weeffabriek in Geldrop. Volunteers give you advice and try to answer your question directly. If not, they will put you in touch with the right people.
Opening hours Our Signpost:
Tuesday afternoon from 2:00 to 4:00 p.m.
Thursday afternoon from 2:00 to 4:00 p.m.
Debts
You notice that it is getting harder and harder to pay your bills. Although you are doing everything you can to get out of debt, you are no longer succeeding. You can get help to pay off your debts. You can read how we can help you on Our Signpost.
